- Terms of Use
Effective Date: [02/21/2025]
Last Updated: [02/21/2025]
Welcome to the website (“Site”) of Revivea, Inc. (“Revivea,” “Company,” “we,” “us,” or “our”). By accessing or using our Site and services (collectively, the “Services”), you agree to be bound by these Terms of Use (“Terms”). If you do not agree with these Terms, please do not access or use our Services.
1. Acceptance of Terms
1.1 Binding Agreement
These Terms, together with any other policies or disclaimers posted on the Site (including our Privacy Policy & Disclaimers), form a legally binding agreement between you and Revivea. By using our Services, you confirm that you have read, understand, and agree to these Terms.
1.2 Changes to Terms
We may update or modify these Terms at any time by posting the revised Terms on our Site. Such changes take effect immediately upon posting. Your continued use of the Services after any modification indicates your acceptance of the revised Terms.
2. Services Overview
2.1 Fee-Only Insurance Advisory
Revivea provides unbiased coverage reviews, claims guidance, and policy renewal support for property and casualty insurance on a fee-only basis. We do not sell insurance, represent insurers, or earn commissions.
2.2 Informational Purposes Only
Our Services are for informational and educational purposes. They do not constitute legal, tax, or financial advice. We recommend consulting licensed professionals for those matters.
2.3 No Guarantee of Results
While we strive to provide comprehensive advisory, we cannot guarantee specific outcomes, claim approvals, or premium reductions. Final decisions rest with insurers, not Revivea.
3. Eligibility & User Obligations
3.1 Eligibility
By using our Site, you represent that you are at least 18 years of age (or of legal age in your jurisdiction to form a binding contract) and that you are not barred by law from using the Services.
3.2 Account Security
Certain Services may require you to create an account. You are responsible for maintaining the confidentiality of your login credentials and for all activities under your account.
3.3 Accurate Information
You agree to provide and maintain true, accurate, and complete information during registration or use of our Services. If any information changes, you agree to promptly update it.
4. Intellectual Property
4.1 Ownership
All content on the Site, including text, graphics, logos, images, data compilations, and software, is the property of Revivea or its content suppliers, and is protected by U.S. and international intellectual property laws.
4.2 Trademark Notice
“Revivea” (trademark pending) and any associated logos are the property of Revivea, Inc. Any other product or company names mentioned on the Site may be trademarks of their respective owners.
4.3 License & Restrictions
We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for personal or internal business use. You may not reproduce, distribute, modify, create derivative works of, or publicly display any content without our prior written permission.
5. Disclaimers & Warranties
5.1 As-Is Basis
Our Site and Services are provided on an “AS IS” and “AS AVAILABLE” basis, without warranty of any kind—express or implied. To the fullest extent permitted by law, we disclaim all warranties, including merchantability, fitness for a particular purpose, and non-infringement.
5.2 No Liability for Carrier Actions
Revivea does not control or influence the decisions of insurance carriers or brokers. We are not liable for an insurer’s coverage determinations, claim denials, or rate changes.
5.3 No Warranty on Results
We make no warranty that the Site or Services will meet your requirements, achieve a particular outcome, or be free of errors. We also do not guarantee the accuracy or completeness of any content provided.
6. Limitation of Liability
6.1 General
To the maximum extent allowed by law, Revivea and its affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or exemplary damages arising from or relating to your use (or inability to use) the Site or Services, even if we have been advised of the possibility of such damages.
6.2 Cap on Damages
In jurisdictions that do not allow the limitation of liability, our liability shall be limited to the greater of $100 or the amount you paid us in the 12 months preceding the event giving rise to liability.
7. Indemnification
You agree to indemnify, defend, and hold harmless Revivea, its affiliates, officers, directors, employees, and agents from and against any claims, damages, liabilities, settlements, and expenses (including legal fees) arising out of or related to your use of the Site or Services, or your violation of these Terms.
8. Third-Party Links & Content
The Site may contain links to third-party websites or resources. We do not endorse or control these third-party sites. Your interactions with such sites are solely between you and the third party, and we disclaim any liability arising from them.
9. Governing Law & Dispute Resolution
These Terms shall be governed by the laws of the State of Delaware, without regard to conflict-of-laws principles. Any disputes arising out of these Terms shall be resolved exclusively in the state or federal courts located in New Castle County, Delaware, and you consent to personal jurisdiction and venue in those courts.
10. Termination
We may terminate or suspend your access to the Site or Services at any time, with or without cause, and without prior notice. Sections intended to survive termination (including, but not limited to, Intellectual Property, Disclaimers & Warranties, and Limitation of Liability) will remain in effect.
11. Entire Agreement & Waiver
11.1 Entire Agreement
These Terms constitute the entire agreement between you and Revivea regarding your use of the Site and Services, superseding all prior or contemporaneous agreements, communications, and proposals.
11.2 Waiver
Any waiver of a provision of these Terms must be in writing and signed by an authorized representative of Revivea. The failure of either party to enforce any right or provision of these Terms will not constitute a waiver of future enforcement of that right or provision.
12. Contact Us
If you have any questions about these Terms or our Services, please contact us at:
Revivea, Inc.
[email protected]
By using this Site or our Services, you confirm that you have read, understood, and agree to these Terms of Use.
Last Updated: 02/21/2025
