Frequently Asked Questions
We're here to help with all your insurance needs.
We provide step-by-step support, helping you understand coverage details, gather necessary documentation, and confidently communicate with your insurer. Our advisors don’t file claims or negotiate on your behalf, but we ensure you know exactly how to approach the claims process—reducing stress and minimizing delays.
A policy review involves unbiased analysis of your current coverage, deductibles, and exclusions, plus recommendations for any needed adjustments. We typically suggest annual or semi-annual reviews—especially when significant life changes occur (e.g., buying property, major renovations, etc.)—so you stay fully protected.
Absolutely. We evaluate your existing coverage, note any changes in premium or personal risk factors, and provide a clear breakdown of policy options across different carriers. While we don’t directly negotiate or sell insurance, we empower you to make informed renewal choices, potentially saving money and ensuring robust coverage.
Our advisors have extensive experience with high-net-worth and specialty coverages. We’ll do a thorough review of all properties, ensuring each is properly insured—whether it’s a vacation home, rental property, or something more unique. Any additional fees for extra properties are disclosed upfront, so there are no surprises.
We don’t replace your carrier or broker—nor do we negotiate with them. Instead, we act as your independent advocate, providing no-commission guidance based solely on your interests, while also supporting carriers and agents by streamlining claims interactions and fostering more confident, satisfied policyholders.
