Ongoing Policy Review

We generally recommend reviewing your coverage annually or whenever you experience significant life changes—such as buying a new home, renovating a property, getting married, or starting a business. These events can alter your risk profile, making it essential to ensure your policies still meet your needs.

We securely store your documents so you don’t have to re-upload them with each review. If there are any changes to your policy, you can simply provide the updated pages or endorsements, and we’ll integrate them into your existing file.

For ongoing members, our advisors revisit your coverage limits, deductibles, and any relevant endorsements to confirm they still align with your current situation. We also watch for shifts in market conditions, new endorsements that might benefit you, or any potential coverage gaps that may have emerged since your last review.

Absolutely. If we spot a significant coverage gap or a chance to lower costs during your membership, we’ll reach out to let you know. You’ll get an email or call summarizing what we found, why it matters, and how you can address it—so you always stay ahead of potential risks.

Yes. Your membership gives you access to on-demand advisory help. If you need clarity on a new endorsement, suspect your premium is rising unfairly, or simply want to confirm a policy detail, our team is here to offer timely guidance—even when you’re not in a scheduled review cycle.